Tackle home projects now and pay later.
Pay-over-time financing through Affirm gives you the freedom to cover emergency repairs, dream home renovations, and everything in between.*
Quick & Easy
Get a real-time decision.
See your price and choose the payment plan that works for you.
No Hidden Fees
Pay zero late fees or penalties — what you see is what you pay.
Frequently Asked Questions
What is pay-over-time financing with Affirm?
Pay-over-time financing lets you pay for projects and services from HomeAdvisor with low monthly payments. Financing gives you the ability to tackle projects big and small — and it provides you with the financial flexibility to make the best choices for your home and home projects. You get to choose your payment schedule, and you’ll never pay more than what you agree to upfront. There are no hidden fees.
What types of home projects and services can I finance?
Financing is a great option for routine home maintenance, interior refreshes, and backyard redesigns, as well as large-scale renovations and remodels. When you select financing on available projects, you’ll have the opportunity to apply and qualify for different financing options through our financing partner, Affirm.
How does prequalification work?
When you select financing, you’ll complete a short application with Affirm. Applying for financing won’t affect your credit score, and you’ll know immediately whether you’re approved.
Is my project covered by the HomeAdvisor Happiness Guarantee?
Yes! When you book on HomeAdvisor and pay for your project using HomeAdvisor Pay or Affirm financing, your happiness is guaranteed.
How do I get started?
Download the HomeAdvisor app to start your next project. Options for financing are available when you use HomeAdvisor Pay at checkout.
For more information about financing your HomeAdvisor project:
HomeAdvisor Customer Care
Monday – Friday:
8 am-10 pm EST
*Rates from 0-30% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders . Options depend on your purchase amount, and a down payment may be required. Affirm and its lending partners do business in accordance with federal Fair Lending laws. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.